The average British family used to be 2.4 children, these days it’s 1.7 children (and half a dog). Whether your idea of a family is two adults and two children or just you and a dog creating a family budget is an essential step towards managing your finances effectively.
We have evolved over 3 million years and only lived the way we do today for a fraction of that time. Our behaviour is often at odds with how we make financial decisions.
