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Very similar to buy-to-lets in many ways; but let-to-buy is the process of converting your existing home into a rental property and then buying a new property to live in with another mortgage.

Not only can this be a great way to being a buy-to-let portfolio, but it is also a great way to “chain break” if you want to secure the purchase of a new home and do not want the risk of a long property sales chain that could collapse during your purchase.

Your property may be repossessed if you do not keep up repayments on your mortgage

Some Let-To-Buy mortgages are not regulated by the Financial Conduct Authority.  Please speak to your adviser who will be happy to explain in which circumstances your Let-To-Buy may, or may not, be regulated by the Financial Conduct Authority.

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