No matter what he thinks, your mate Dave isn’t a mortgage expert – speak to a qualified adviser. They’ll help you find the best deal, whatever your circumstances.
A standard variable rate is the interest rate set by your mortgage lender. After your tracker, fixed or discount rate mortgage is over, you will likely switch the an SVR mortgage.
Now’s a good time to make sure your fully prepared for the financial year ahead. To make it easy we’ve summarised the key dates and facts and figures.