Matt was delighted when he landed his dream job as a football coach. He got to do what he loved every day. Life was good until, one day, he fell down the stairs and everything changed. Matt seriously hurt his back in the fall and now struggles to stand for any length of time. As a result, he needs regular physio and hasn’t been able to work since the accident. Managing the pain and being unable to do the job he loves is hard enough but his situation is made worse by the fact he is now constantly worrying about how he’s going to make ends meet.
When Tom and Pete bought their first property together, life couldn’t have been better. They both had good jobs pulling in decent salaries and were excited about spending the rest of their lives together. They chatted about making a will a few times, but somehow life always got in the way. Until one day, 10 years after moving in together, Pete got a call that would change his life forever – Tom had been killed in a car accident.
This guide, a collaboration between the Association of Mortgage Intermediaries (AMI), the Protection Distributors Group (PDG) and the Income Protection Task Force (IPTF) is designed to help you consider your insurance needs and highlight the types of support and guidance that may be available to you.